Borrow More With Less Collateral
Crediflex is an Undercollateralized Lending Protocol that introduces a novel approach to borrowing assets in decentralized finance (DeFi).
Redefining DeFi Lending
Leverage on-chain activity-based credit scoring to unlock new borrowing possibilities.
Credit Scoring
Our protocol analyzes your on-chain activity to establish a credit score, enabling undercollateralized loans.
Undercollateralized Loans
Borrow more assets than you collateralize, maximizing capital efficiency in your DeFi strategy.
Risk Management
Advanced risk assessment algorithms ensure protocol stability while offering competitive rates.
How Crediflex Works
A simple process to access undercollateralized loans based on your on-chain reputation.
Connect Wallet
Link your wallet to begin the credit assessment process.
Credit Assessment
Our protocol analyzes your on-chain activity to determine your credit score.
Deposit Collateral
Deposit a portion of the assets you wish to borrow as collateral.
Access Loans
Borrow more than your collateral based on your credit score and protocol limits.
Benefits of Crediflex
Unlock the full potential of your crypto assets with our innovative lending protocol.
Capital Efficiency
Maximize your borrowing power without locking up excessive collateral.
Competitive Rates
Enjoy favorable interest rates based on your on-chain credit score.
Flexible Terms
Choose from various loan durations and repayment options.
Build Credit
Improve your on-chain credit score with successful loan repayments.
Transparent Process
All credit scoring and loan terms are fully transparent and verifiable on-chain.
Decentralized
Fully decentralized protocol with no central authority or intermediaries.
Ready to Experience the Future of DeFi Lending?
Join Crediflex today and unlock the full potential of your crypto assets with undercollateralized loans.
Frequently Asked Questions
Find answers to common questions about Crediflex.
How is my credit score calculated?
Your credit score is calculated based on various on-chain factors including transaction history, wallet age, previous lending activities, and asset holdings. Our algorithm analyzes these factors to determine your creditworthiness.
What is the maximum loan-to-value ratio?
The maximum loan-to-value ratio depends on your credit score. Users with excellent scores can borrow up to 200% of their collateral value, while new users start at 85%.
What happens if I can't repay my loan?
If you're unable to repay your loan, your collateral will be liquidated. Additionally, your credit score will be negatively affected, reducing your borrowing capacity for future loans.
Which assets can I use as collateral?
Crediflex currently supports WETH for now. We're continuously expanding our supported assets based on community demand and risk assessment.